BHDK B.S.C.

Business Continuity and System Capacity Planning Policy

(Issued pursuant to the Central Bank of Bahrain Crypto-Asset Module, Volume 6 – Stablecoin Issuance & Offering)

Document Control

Version 1.0
Effective Date [Insert Date]
Approved By Board of Directors, BHDK B.S.C.
Policy Owner Compliance & Risk Committee
Last Review 19/10/2025
Next Review Due 12 months after effective date or post-incident
Distribution Internal – All Staff; External – CBB upon request

1 Purpose

This Policy defines BHDK B.S.C.’s framework for Business Continuity and System Capacity Planning in accordance with the Central Bank of Bahrain (“CBB”) Crypto-Asset Module (CRA), particularly the operational-risk and resilience requirements for Stablecoin Issuance and Offering (SIO) licensees.

Its objective is to ensure that critical functions, such as issuance, redemption, reserve management, compliance monitoring, and client servicing remain available, secure, and compliant during any disruption.

2 Scope

This Policy applies to all operations of BHDK B.S.C., its directors, employees, service providers, and technological partners engaged in the stablecoin life-cycle, including minting, burning, reserve reconciliation, and transaction monitoring.

3 Objectives

  1. Maintain continuity of mission-critical activities under all foreseeable scenarios.
  2. Safeguard client funds and preserve the 1:1 reserve ratio.
  3. Achieve recovery within established RTO/RPO benchmarks.
  4. Maintain transparent and timely communications with the CBB, counterparties, and clients.
  5. Ensure technology systems have adequate capacity and redundancy to support growth and stress conditions.

4 Regulatory References